Now on iOS & Android
100+ Modules Social Finance

Your money,
AI-powered
intelligence

FundMind combines real-time AI advice, social finance, crypto + fiat tracking, bank auto-sync, DeFi analytics, and 100+ financial tools — in one beautifully designed app.

★★★★★ 4.9 App Store
🔒 End-to-end encrypted
🇵🇱 Made in Poland
🤝 Social Finance
FIAT CRYPTO
Net Worth
147,840 PLN
↑ +3.4% this month
Cash Flow
+2,840
Expenses
-6,344
Crypto
+11.4%
◈ AI ADVISOR
Housing costs exceed 40% of income. Consider refinancing — saves ~340 PLN/month. 💡
Live Crypto
₿ BTC +2.34% ↑
💰 +2,840 PLN saved
📈 BTC +2.34%
🎯 Goal: 76%
🤖 AI Insight ready
🤝 Split: 85.70 PLN
Budget Tracking Crypto Portfolio Tax Planner Split Bill DeFi Analytics Group Savings Challenge Friends Friend Loans AI Advisor Financial Status OCR Scanning Anti-Fraud Shield Life Events Planner Cashback Tracker Business Valuation Group Purchase Budget Tracking Crypto Portfolio Tax Planner Split Bill DeFi Analytics Group Savings Challenge Friends Friend Loans AI Advisor Financial Status OCR Scanning Anti-Fraud Shield Life Events Planner Cashback Tracker Business Valuation Group Purchase
0+
Finance Modules
0
Languages Supported
0
Social Features
14
Free Premium Trial
Features

Everything your money deserves

From daily expense tracking to DeFi yield farming — FundMind covers every corner of your financial universe.

🤖

AI Financial Advisor

Domain-aware AI for fiat and crypto. Natural language, 9 languages, full financial context. Asks Claude-powered intelligence — not generic chatbot replies.

Claude AI

Crypto + Fiat Universe

Seamlessly switch between traditional finances and Web3. Live prices via CoinGecko, DeFi positions, staking rewards, NFT management — all in one tap.

Live via CoinGecko
🏦

Auto Bank Import

Open Banking connection with smart transaction classification, AI-powered deduplication engine, and a full review queue — imports in seconds, not hours.

Open Banking
🤝

Social Finance

Split bills instantly, create group savings jars, challenge friends to save more, track shared loans — finance gets better when it's social.

NEW ✦
📊

Advanced Analytics

Spending breakdowns, net worth evolution, FIRE calculator, spend velocity tracker, merchant analytics, benchmark vs national averages — visual and instant.

20+ Chart Types
🧾

OCR Document Scanning

Scan receipts, invoices, and contracts with your camera. AI extracts amounts, dates, vendors, VAT — zero manual entry. Receipt vault with warranty alerts.

Vision AI
🛡️

Anti-Fraud Shield

Real-time anomaly detection across all transactions. Foreign transactions, duplicate detection, unusual hours, new device alerts — security score with toggle rules.

Real-time
💱

Multi-Currency & FX

Real-time exchange rates for 30+ currencies. Track PLN, EUR, USD, BTC simultaneously. AI FX analysis, rate alerts, and automatic base-currency conversion.

30+ Currencies
🎯

Life Goals & FIRE

Life events planner (house, wedding, baby, retirement), FIRE calculator with Lean/Regular/Fat strategies, savings rules automation, debt snowball/avalanche planner.

FIRE Ready
How It Works

Up and running in 4 steps

Get your complete financial picture in minutes — no spreadsheets, no manual data entry.

1

Download & Set Up

Create your profile, choose your entity type (personal, business, investor) and preferred theme. Takes under 60 seconds.

2

Connect Your Accounts

Link bank accounts via Open Banking or import CSVs. Add crypto wallets. Invite friends to your social finance circle.

3

AI Analyses Everything

FundMind Advisor scans your transactions, goals, taxes, and alerts — delivering instant insights in your language.

4

Go Social & Take Control

Set budgets, challenge friends, split bills, automate savings rules, and never miss a tax deadline again.

NEW — Social Finance

Społeczność FundMind

Finance is better together. Split, save, challenge and track loans with your friends and family — all inside FundMind.

🏆

Challenge Friends

Monthly savings battles with live leaderboards. Set the stakes, track progress, celebrate the winner.

🏅 Marzec Challenge LIVE
🥇
Marta K.
2,840
🥈
Ty (Marek)TY
2,320
🥉
Piotr W.
1,840
4
Kasia N.
1,250
📋

Friend Loans Tracker

Track money you lent and borrowed from friends. Payment plans, reminders, and history — never forget who owes what.

Pożyczyłem
+1,200
Jestem winny
-450
Net
+750
😊
Piotr: 600 PLN 300 zwrócono
👩
Anna: 600 PLN 600 zwrócono ✓
😎
Jestem winien Kasi -450 PLN
📡

Financial Status Feed

Share financial milestones — "Hit my savings goal!", "Paid off my loan!" — with your circle. Privacy controls for every post.

😊
Marta K.
🎉 Osiągnęłam cel wakacyjny!
2 min temu
+12,000
🙂
Piotr W.
💳 Spłacił pożyczkę samochodową
1 godz. temu
✓ 0 PLN
👩
Anna B.
📈 BTC +15% — HODLing!
3 godz. temu
+2,340
😎
Kasia N.
🛡️ Zaoszczędziła na polisie OC
wczoraj
-840/yr
🔐

Privacy First

Full control over what you share. Per-post privacy settings — share with circle, specific friends, or keep private.

Real-time Sync

All group activities update instantly. No refresh needed — WebSocket-powered live collaboration.

🌍

Cross-currency Groups

Friends in different countries? No problem. Auto-converts to each member's base currency in real-time.

🛒

Group Purchase

Pool money with friends to buy expensive items together. PlayStation, vacation, car — everyone contributes their share.

🎮 PlayStation 5 — 2,499 PLN
😊
Anna
625 PLN
✓ paid
🙂
Ty
625 PLN
Ty
😎
Piotr
625 PLN
⏳ owes
👩
Kasia
624 PLN
⏳ owes
1,250 / 2,499 PLN 50% collected
🏅

52-Week Challenge

Gamified savings grid. Week 1 save 10 PLN, week 2 save 20 PLN... by week 52 you've saved 13,780 PLN total!

🗓️ Week 23 / 52 🔥 Streak 23
2,760 PLN
saved so far of 13,780 PLN
🏆 Rank #2
of 6 friends
🤝

Friend Loan Tracker

Track IOUs with friends transparently. Both sides confirm amounts — no memory required, no awkward reminders.

💸 Pożyczki między znajomymi
😊
Marta → Ty
Na obiad · 14 mar
+85 PLN
Dał Ci
😎
Ty → Piotr
Bilet · 20 mar
-120 PLN
Jesteś winien
👩
Ty → Anna
Zakupy · 22 mar
-45 PLN
Jesteś winien
Saldo netto -80 PLN
🧠 NOWOŚĆ — Quizowanie

Finansowy Quiz
Globalny Turniej

Rywalizuj z użytkownikami FundMind z całego świata w quizach o finansach i kryptowalutach. Zdobywaj XP, wspinaj się w rankingach, wygrywaj odznaki eksperta!

10 kategorii: FIAT, Crypto, DeFi, Podatki, Inwestycje...
Tryby: Solo, 1v1 Bitwa, Turniej 16 graczy
Globalny ranking z flagami krajów i XP
Odznaki eksperta: Krypto Master, Analityk, Tax Pro...
⚡ Zagraj za darmo
🏆 Zobacz ranking
🧠 QUIZ — PYTANIE 1/10
15
📊 KRYPTO
Co oznacza skrót DeFi?
ADecentralized Finance
BDigital Federal Institution
CDiversified Fund Index
DDirect Exchange Finance
🌍 Gracze online
1,247
+0 XP
Wynik
🔥 0
Streak
Dokładność
🤖
FundMind AI Advisor
Online · Powered by Claude
Ty
Ile mogę zaoszczędzić idąc na emeryturę o 5 lat wcześniej?
◈ AI Advisor
Analizując Twoje dane:

💰 Obecne oszczędności: 147,840 PLN
📈 Prognozowany wzrost (7%/rok): +284,000 PLN do 60. r.ż.
Wcześniejsza emerytura (55 l.): −22% całkowitego funduszu

Wniosek: Możliwe, jeśli zwiększysz odkładanie do 3,200 PLN/mies. Chcę pokazać 3 scenariusze FIRE? 🎯
Ty
Tak, pokaż mi scenariusze Lean, Regular i Fat FIRE.
◈ AI Advisor
📊 Analiza budżetu
₿ Strategia krypto
🏠 Kredyt hipoteczny
🤝 Cel grupowy
💸 Optymalizacja VAT
🤖 AI Intelligence

Your personal CFO,
available 24/7

FundMind's AI Advisor has full context of your financial life — transactions, goals, investments, debts, taxes, and even your social finance activity.

Ask in Polish, English, or any of 9 languages. Get specific, actionable advice — not generic tips. Powered by Claude AI with domain-specific financial training.

🎯
FIRE Calculator
Lean, Regular, Fat FIRE — with your real numbers
💱
FX & Crypto Analysis
Live market awareness for smarter currency decisions
🤝
Social Finance Insights
AI sees your group savings and split history for better advice
🧾
Tax Optimisation
Proactive deduction finding and quarterly reminders
💱 Smart Currency

Inteligentna Waluta

30+ FIAT currencies and every major crypto asset — tracked, converted, and analysed in real-time across your entire financial universe.

🇵🇱
PLN
Polski Złoty
1.000
BASE
🇪🇺
EUR
Euro
4.248
+0.12%
🇺🇸
USD
US Dollar
3.924
-0.08%
🇬🇧
GBP
British Pound
4.981
+0.22%
🇨🇭
CHF
Swiss Franc
4.420
+0.05%
🇯🇵
JPY
Japanese Yen
0.026
-0.31%
🇨🇳
CNY
Chinese Yuan
0.542
+0.09%
Live rates via ECB + CoinGecko API · Updated every 60 seconds

One app for
every currency

Whether you hold PLN savings, trade BTC, earn in USD or spend in EUR — FundMind converts and consolidates everything automatically into your base currency.

🔄

Auto-Conversion Engine

Every transaction auto-converts to your base currency. Historical rates preserved at exact transaction time.

📊

FIAT vs Crypto View

Separate dashboards for traditional and crypto assets. Unified net worth across all currencies and assets.

🔔

Rate Alerts

Set custom thresholds — get notified when EUR/PLN hits your target or BTC crosses a price level.

🤖

AI FX Analysis

AI analyses your FX exposure and suggests optimal conversion timing. "Your EUR income drops 3% when EUR weakens — hedge?" 💡

100+ Modules

A module for every financial need

From crypto gas tracker to household budgeting — whatever you need, FundMind has it. All modules included in Premium.

💰
Budget
📊
Analytics
🧾
Invoices
📅
Tax Planner
🔁
Subscriptions
🏦
Bank Sync
💸
Cash Flow
🧮
Calculator
💳
Cashback
⚖️
Debt Planner
📝
Reports
🏧
Accounts
Crypto Live
🔄
DeFi
Staking
🎰
NFT Portfolio
Gas Tracker
🔀
Swap
🌊
Yield Farming
🪂
Airdrops
🔗
Multichain
🧮
Crypto Calc
📰
Crypto News
💸
Crypto Tax
📈
Investments
🏠
Net Worth
🎯
Goals
🔥
FIRE Calc
💱
FX Rates
📉
Forecast
🏛️
Portfolio
⚖️
Rebalance
📊
Benchmark
🏦
Retirement
📐
DCA
💼
Biz Valuation
💸
Split Bill
🫙
Group Savings
🏆
Challenges
📋
Friend Loans
📡
Status Feed
🛒
Group Purchase
🤖
AI Advisor
🧾
OCR Scan
🎙️
Voice Input
🛡️
Anti-Fraud
🔮
Predictions
🧠
Budget AI
📰
AI Digest
🎯
AI Coaching
🏠
Life Events
🌿
Carbon Track
🤝
Household
🛡️
Insurance
🚗
Car Cost
🏥
Health Score
😌
Mood & Money
📓
Journal
✈️
Travel Mode
🎓
Education
🤝
Charity Track
🏋️
Habits

...and 40+ more modules. All included in Premium.

🤖AI Advisor
💰Budget
Crypto Live
🏦Bank Sync
📊Analytics
🎯Goals
🔥FIRE Calc
💳Cashback
🏠Life Events
🛡️Anti-Fraud
📅Tax Planner
🌿Carbon Footprint
⚖️Debt Planner
🏢Multi-Entity
💸Split Bill
🫙Group Savings
🏆Challenges
📋Friend Loans
🤖AI Advisor
💰Budget
Crypto Live
🏦Bank Sync
📊Analytics
🎯Goals
🔥FIRE Calc
💳Cashback
🏠Life Events
🛡️Anti-Fraud
📅Tax Planner
🌿Carbon Footprint
⚖️Debt Planner
🏢Multi-Entity
💸Split Bill
🫙Group Savings
🏆Challenges
📋Friend Loans
📰Market News
Gas Tracker
🎰NFT Portfolio
Staking
🔀Swap
🌊Yield Farming
🛡️Insurance
📡Status Feed
🏥Health Score
🔮Predictions
🧠Budget AI
✈️Travel Mode
🏛️Portfolio
📉Forecast
🎙️Voice Input
🛒Group Purchase
📰Market News
Gas Tracker
🎰NFT Portfolio
Staking
🔀Swap
🌊Yield Farming
🛡️Insurance
📡Status Feed
🏥Health Score
🔮Predictions
🧠Budget AI
✈️Travel Mode
🏛️Portfolio
📉Forecast
🎙️Voice Input
🛒Group Purchase
🔒 Bank-Grade Security

Your finances, locked tight

We take security as seriously as you take your money. Multiple layers of protection, zero-knowledge architecture, and real-time threat detection.

🔐

End-to-End Encryption

All data encrypted with AES-256. Keys never leave your device. Zero-knowledge architecture means even we can't read your data.

👆

Biometric Authentication

Face ID, Touch ID, and PIN protection. Auto-lock after configurable timeout. Secure enclave storage for credentials.

🛡️

Real-time Fraud Detection

ML-powered anomaly detection flags unusual transactions instantly. Geographic alerts, duplicate detection, merchant risk scoring.

☁️

Encrypted Cloud Backup

Optional Supabase sync with client-side encryption. Your backup is encrypted before it ever leaves your phone.

⭐ User Reviews

User Reviews

From first-time budgeters to seasoned crypto traders — real people, real results.

⭐⭐⭐⭐⭐

"The Split Bill feature alone saved me hours of awkward conversations at every group dinner. And the AI caught a subscription I forgot about — saved 340 PLN/year instantly."

👩‍💼
Marta Kowalska
Product Manager, Poland
Verified user
⭐⭐⭐⭐⭐

"I manage both personal finances and my freelance business. Multi-entity architecture is genius — completely separate, but consolidated view when I need it. Best fintech app on Android."

👨‍💻
Piotr Wiśniewski
Freelance Developer, Kraków
Verified user
⭐⭐⭐⭐⭐

"Group savings for our Greece trip was incredible. 5 friends, different contribution amounts, all tracked automatically. We hit our goal 2 months early thanks to the progress visualization."

👩‍🎨
Anna Brzezińska
Designer, Gdańsk
Verified user
⭐⭐⭐⭐⭐

"Finally an app that handles crypto and traditional banking without making me feel like I need a PhD. The DeFi analytics are surprisingly approachable. FIRE calculator is spot-on."

👨‍🔬
Tomasz Nowak
Engineer & Crypto Investor, Wrocław
Verified user
⭐⭐⭐⭐⭐

"The Challenge Friends feature is addictive in the best way. My friend group has a monthly savings battle — I've saved 40% more than before just because I don't want to lose!"

👩‍⚕️
Kasia Nowacka
Doctor, Poznań
Verified user
⭐⭐⭐⭐⭐

"As a German user, I was impressed by perfect German translation and the euro-centric features. The FX tracker between EUR/PLN is exactly what I needed for my Polish investments."

👨‍💼
Klaus Müller
Finance Director, Berlin
Verified user
🌍 9 Languages

Finance without language barriers

Every feature, every notification, every AI response — fluent in your language. 4,500+ professionally translated strings.

🇵🇱 Polski
🇬🇧 English
🇩🇪 Deutsch
🇪🇸 Español
🇵🇹 Português
🇫🇷 Français
🇷🇺 Русский
🇨🇳 中文
🇸🇦 العربية

More languages coming soon. AI Advisor responds in your chosen language automatically.

Pricing

Simple, transparent pricing

Start free, upgrade when you're ready. All Social features available on Free tier.

Monthly
Annual Save 33%
Free
0PLN
Forever free
  • Basic budgeting & expenses
  • Up to 3 accounts
  • Split Bill & Group Savings
  • Friend Challenges (join)
  • 5 AI queries / month
  • Advanced analytics
  • Crypto portfolio
Business
79PLN
per month
  • Everything in Premium
  • Unlimited entities
  • Team collaboration (up to 5 users)
  • Advanced business analytics
  • Invoice generation & tracking
  • VAT & tax reports (PL/EU)
  • API access (coming soon)
  • Dedicated account manager

All prices in PLN. Cancel anytime. 14-day free trial on Premium — no credit card required.

FAQ

Frequently asked questions

Everything you need to know about FundMind.

Yes! The Free tier is genuinely useful — basic budgeting, split bills, group savings, and friend challenges are all included at no cost. You only need Premium for advanced features like AI advisor, crypto tracking, bank sync, and 100+ modules.
Create a room in the Split Bill module, give it a name (e.g. "Restaurant Amici"), and add participants by sharing a room code or QR. You can scan a receipt with OCR for automatic amounts, or enter manually. The app tracks who paid, who owes, and sends push reminders.
Security is our top priority. All data is encrypted with AES-256 on your device. Optional cloud sync uses client-side encryption — your data is encrypted before leaving your phone. We use biometric authentication, PIN protection, and real-time fraud detection. We never sell your data.
Absolutely! FundMind's multi-entity architecture supports personal, JDG (sole proprietorship), sp. z o.o., and investment entities in one app. Each entity has separate transactions, reports, and tax profiles. The Business plan adds team collaboration, invoice generation, and VAT reports.
FundMind supports thousands of crypto assets via the CoinGecko API — Bitcoin, Ethereum, Solana, BNB, and every major altcoin. DeFi positions, staking rewards, NFT portfolios, gas tracking on Ethereum/Polygon/Arbitrum, and cross-chain portfolio consolidation are all supported.
The AI Advisor is powered by Claude AI with full context of your financial data — transactions, goals, investments, taxes, and social finance activity. Ask questions in any supported language. It gives specific advice based on YOUR numbers, not generic tips. Free users get 5 queries/month; Premium is unlimited.
Core features (viewing transactions, budgets, expenses) work fully offline. Live data (crypto prices, FX rates, bank sync, AI advisor) requires internet. Data syncs automatically when you reconnect. Local-first architecture means your data is always available, even with no signal.
📬 Contact Us

Get in touch

Have a question, feedback, or want to partner with us? We'd love to hear from you.

📬 Say Hello

Let's talk
finance

Whether you have a feature request, partnership proposal, or just want to say hello — our team replies within 24 hours.

Email contact@fundmindapp.com

Replies within 24 hours

Support contact@fundmindapp.com

Technical issues & billing

Business contact@fundmindapp.com

Partnerships & enterprise

Location Poland 🇵🇱

EU-based, GDPR compliant

You can also reach us through the in-app AI chat — just ask "Connect me to support".

Your financial life,
reimagined.

Start managing your money smarter with AI-powered tools, social finance features, and 100+ financial modules.

🔒 No credit card required
14-day free trial
🇵🇱 Made in Poland
🤝 Social features included

🔐 FundMind
Account

Sign in to sync your data across devices and access premium features.

  • Cross-device sync
  • Social finance with friends
  • Cloud backup (encrypted)
  • Premium features unlock
By registering you agree to our Terms of Service and Privacy Policy.
🤖
FundMind AI
Online
👋 Hi! I'm FundMind's AI Advisor. Ask me anything about budgeting, crypto, taxes, or our social finance features!